It’s often said that buying a new house is one of the most stressful things you can do. And if you’ve never done it before, the process can seem daunting.
We’re here to help. Our eight-step home buyer’s journey is designed to guide you through the process and answer some of the questions you may have. You can also email us with any questions or call us free of charge on 0800 169 9661. We begin at step one with everything you need to consider before buying a house.
Buying a house can be an expensive exercise. When setting out your budget, don’t forget to factor in essentials like an independent residential survey, solicitors’ fees, removal costs, stamp duty, and practical extras like furniture, appliances, and carpets.
If you’re currently renting but considering buying your next home, there are advantages and disadvantages to buying and renting.
Homeownership may sound like an exciting prospect but think carefully, based on your personal circumstances.
| Buying | Renting | |
| Advantages | You own the property You gain from any increase in value | You don’t have to worry about any rise in interest rates You have the flexibility to move quickly |
| Disadvantages | You often need a loan You need a large deposit There is a risk of losing your home | You never own your own home You need a deposit You must obey your landlord’s rules |
To continue your home buyer’s journey, please read step two: Finding a property