Understanding Mortgage Valuations
For those unfamiliar with the property buying and selling process, you may not fully understand what a mortgage valuation is and why it is so important. Take a look at our video.
What does a residential surveyor look for?
Residential surveyors inspect properties that are being bought and sold, to highlight…
What is a “Zero” Valuation?
A “zero” valuation doesn’t mean your property is worthless. It simply has characteristics that need addressing before a valuation figure can be confirmed.
Valuing property after lockdown: the ‘down valuation’ myth
We explain why there’s no such thing as a “down valuation” – just overinflated estimates and mismanaged expectations.
Will my home renovations improve the value of my house?
Planning a home renovation project can be a great way to boost your house value and improve the marketability of your property.
What is Stamp Duty?
Stamp Duty Land Tax (SDLT) is a paid to HMRC by those purchasing property. It’s calculated by the price you paid for the property, as well as any special considerations about you as a buyer.
How long does a Home Buyers survey take?
An RICS HomeBuyer Report gives you indispensable information on the condition of the property you’re considering purchasing, as well as advising your solicitor on how to act in your best interests moving forward.
A valuation is not a survey
If there’s one misunderstanding we deal with daily, it’s that many mortgage applicants expect our valuer to conduct a survey when, in reality, he/she is there to carry out a mortgage valuation.
What is the average first time buyer deposit?
Your home will probably be the most expensive, and most significant, purchase that you’ll make in your lifetime. A key stage in the house buying process is arranging finance for your new property – and that usually takes the form of a mortgage.