A valuation is not a survey
If there’s one misunderstanding we deal with daily, it’s that many mortgage applicants expect our valuer to conduct a survey when, in reality, he/she is there to carry out a mortgage valuation.
There are many reasons why you might need an independent valuation of a property.
You may simply be interested to know the value of your home or you may be a cash buyer seeking some guidance.
Alternatively, there may be a more specific reason as to why you need a valuation. Here are some of the most popular types of valuation that e.surv can offer:
Help to Buy valuations:
You will need a market valuation for Help to Buy purposes from a RICS registered surveyor if you are selling your house, remortgaging or repaying your Help to Buy loan. Find out more about Help to Buy valuations here.
Shared ownership / “staircasing” valuations:
If you are increasing your share as part of a shared ownership scheme (“staircasing”), you will require a shared ownership valuation to be undertaken by a RICS Registered Valuer. This valuation will exclude any improvement works carried out by the share owner. Alternatively, you will need a valuation if you decide to sell your property. This valuation will include any improvements that have been made.
Right to Buy valuations:
If you are buying your social housing property, you may wish to obtain your own valuation of the property – independent of your landlord.
Whatever the reason for your valuation, e.surv Chartered Surveyors has a network of valuers across the UK who use local knowledge, combined with valuing expertise, to assess the value of your property.
We also carry out mortgage valuations, remortgage valuations and equity release valuations on behalf of mortgage lenders.
Please be assured that we will only use your details to send you a quote. Please read our privacy policy for more information.
If there’s one misunderstanding we deal with daily, it’s that many mortgage applicants expect our valuer to conduct a survey when, in reality, he/she is there to carry out a mortgage valuation.
While there’s no one-size-fits-all answer, it’s advisable to view a property more than once before taking the plunge. Here we’ll take you through some of the things to think about to help ensure you’re making an informed decision on your property purchase.
Buying a house is expensive, but the more thorough your checks on your chosen area, the more likely you are to find somewhere you love and won’t want to abandon.
I needed a valuation for repaying a help-to-buy equity loan. The service was quick and efficient, the customer service and the valuer responsive and friendly. The report came in the day after the valuation. I would recommend this company.